All topics

Forty-seven money moments. Every figure sourced, every source named. Free, no account, nothing collected.

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Before and during college

• You're deciding where to go and how to pay for it
• You're wondering whether college is the right path at all
• You're figuring out what a year at school actually costs

How money decisions get made

• You want to understand why you make money decisions you later regret
• Everyone around you is spending money you don't have
• You're about to buy something that matters

Setting up and protecting your money

• You're opening your first bank account
• You're deciding where your money should actually sit
• You're trying to make the money last the month
• You're deciding which card to hand over
• Someone is trying to take your money
• Your information was stolen, or a breach notice just arrived
• You're living inside apps that are designed to move your money

Work and pay

• You're figuring out what work to do and how to get hired
• You just got your first job offer
• You're moving to another state, or choosing between two
• You just got your first paycheck
• You're being paid in cash, or on a 1099 when you feel like an employee
• You weren't paid what you were owed
• You're making money on the side
• You need health insurance, or you just got a medical bill
• You're picking your benefits and the window closes soon

Credit, cars, phones and housing

• You just got your first credit card
• There's a "pay in 4" button at checkout
• You're trying to understand your credit score
• You think you were treated differently
• You're signing up for your first phone plan
• You're buying your first car
• You're signing your first lease
• You're wondering whether to keep renting or buy a place

Money with other people

• You're splitting money with roommates
• Someone you love is asking you for money, or asking you to cosign
• You're combining money with a partner
• You're sending money home, or supporting family
• Someone died and there's money involved

When money gets hard

• Your student loans are coming due
• A small bill you forgot about went to collections
• You already have debt and you want out
• Your income just stopped or dropped
• You're carrying debt and it's affecting more than your bank account

Building forward

• You're filing your first tax return
• You're ready to start investing
• You're looking at a list of funds and none of the words mean anything
• Someone is pitching you an investment
• You're thinking about buying crypto
• You're betting, or the people around you are
• You're starting a family

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